Senior Underwriter - St. Luke's Health Plan

At St. Luke’s Health Plan, we’re on a mission to connect people with affordable, hassle-free health care. We are the only health plan in Idaho putting doctors and insurance on the same team to deliver a more efficient and quality health care experience with less stress. Join us in this bold ambitious journey!

The Senior Underwriter provides underwriting expertise for St. Luke's Health Plan insurance products. This role is responsible for analyzing and evaluating complex risks associated with insurance plans and making sound decisions regarding pricing and risk management, with an emphasis on the creation of sophisticated underwriting processes. The Senior Underwriter collaborates closely with sales, actuarial, and product teams to support the organization's growth while maintaining the financial integrity of its products.

-Establishes renewal processes and independently conducts experience rating analyses to review claims performance and determine appropriate renewal offers.

-Analyzes group demographics, claims history, and market conditions to evaluate risk and determine appropriate pricing for new and renewing groups.

-Develops, enhances, and maintains underwriting models to assess risks accurately and ensure competitive and actuarially sound rate development.

-Builds and maintains strong working relationships with sales and account management teams to collaboratively develop underwriting strategies that align with business goals and customer needs.

-Proactively identifies strategic opportunities to meet St. Luke's Health Plan growth and profitability objectives through a deep understanding of key customer and broker needs.

-Leads evaluation of financial and clinical data to project future costs and profitability of St. Luke's Health Plan products.

-Prepare and present detailed underwriting reports and recommendations to internal and external stakeholders, including senior management and clients.

-Ensure compliance with all applicable regulations, policies, and underwriting guidelines.

-Participate in cross-functional projects with product, actuarial, and medical management teams to enhance product offerings and optimize underwriting strategies.

-Leads the development and refinement of tools, processes, and guidelines to improve underwriting efficiency and accuracy.

-Provides guidance and mentorship to junior underwriters, as needed.

-Perform other duties as assigned to support the overall underwriting function.

Education: Bachelor's degree or experience in lieu of degree

Experience: 3 years relevant experience

Licenses/Certifications: None

At St. Luke’s, caring for people in the communities we serve is our mission – and this includes our own SLHS team. We offer a robust benefits package to support our teams both professionally and personally. In addition to a competitive salary and retirement plans, we ensure our team feels supported in their benefits beyond the typical medical, dental, and vision offerings. We care about you and have fantastic financial and physical wellness options, such as: on-site massages, on-site counseling via our Employee Assistance Program, access to the Virgin Pulse Wellness tool, as well as other formal training and career development offerings to ensure you are meeting your career goals.

St. Luke’s is an equal opportunity employer and does not discriminate against any person on the basis of race, religion, color, gender, gender identity, sexual orientation, age, national origin, disability, veteran status, or any other status or condition protected by law.

*Please note: this posting is not reflective of all job duties and responsibilities and is intended to provide an overview to job seekers.